Інституції посередництва на ринку фінансових послуг в Україні

Abstract

UK: В роботі розглянуто основні аспекти функціонування інституцій фінансового посередництва на ринку фінансових послуг України, зосереджена увага на головних проблемах, що гальмують розвиток фінансових установ та обґрунтовані пріоритетні напрямки ефективності їх діяльності в сучасних умовах. EN: Abstract. The functioning of financial intermediation institutions, their qualitative and quantitative structure should ensure stable and effective development of the entire financial services market and the implementation of modern state economic policy. The number of banking institutions in Ukraine over the past five years has been constantly decreasing, in 2017 compared to 2013 – almost 2 times, while the size of banks’ assets decreased slightly, by only 6 %. This indicates the concentration of Bank capital. Among the non-banking sector intermediaries, the number of financial companies increased (by 442 units), the number of trust companies did not change, but the number of other financial institutions in the market decreased. The tendency to reduce the number of key institutional intermediaries of contract type insurance companies and non-state pension funds (NPFs) - is particularly noteworthy. The reasons for this are - the complexity of the overall macroeconomic environment, falling demand for insurance services, the deterioration of the welfare of the population.