Security of the banking system based on the metaspace of fintech services

Abstract

The banking system intervenes in all sectors of the economy, serves non-cash payments, carries out storage of funds and credit servicing of clients through national and foreign exchange flows. Its mechanism of functioning in Ukraine depends on external regulators of protection of the national currency, capitalization and distribution of financial capital on electronic payment media, which are characterized by a high level of cyberattacks and threats of fraud. In the absence of protective information resources, this can lead to loss of financial flows when servicing users in the payment landscape of banking institutions, and, accordingly, radically destabilize the financial system of the state as a whole.